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PRIVACY POLICY

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Privacy Policy

Website Terms and Conditions of Use Our website address is: https://www.leads2closings.com

1. Terms

By accessing this website, you are agreeing to be bound by this web site Terms and Conditions of Use, applicable laws and regulations, and their compliance. If you disagree with any of the stated terms and conditions, you are prohibited from using or accessing this site. The materials contained in this site are secured by relevant copyright and trademark law.

2. Use License

Permission is allowed to temporarily download one duplicate of the materials (data or programming) on Leads2Closings’s site for individual and non-business use only. This is just a permit of license and not an exchange of title, and under this permit, you may not:modify or copy the materials;use the materials for any commercial use or for any public presentation (business or non-business);attempt to decompile or rebuild any product or material contained on Leads2Closings’s site;remove any copyright or other restrictive documentation from the materials; ortransfer the materials to someone else or even “mirror” the materials on another server.This permit might consequently be terminated if you disregard any of these confinements and may be ended by Leads2Closings whenever deemed. After permit termination or when your viewing permit is terminated, you must destroy any downloaded materials in your ownership whether in electronic or printed form.

3. Disclaimer

The materials on Leads2Closings’s site are given “as is”. Leads2Closings makes no guarantees, communicated or suggested, and thus renounces and nullifies every single other warranty, including without impediment, inferred guarantees or states of merchantability, fitness for a specific reason, or non-encroachment of licensed property or other infringement of rights. Further, Leads2Closings does not warrant or make any representations concerning the precision, likely results, or unwavering quality of the utilization of the materials on its Internet site or generally identifying with such materials or on any destinations connected to this website.

4. Constraints

On no occasion should Leads2Closings or its suppliers subject to any harms (counting, without constraint, harms for loss of information or benefit, or because of business interference,) emerging out of the utilization or powerlessness to utilize the materials on Leads2Closings’s Internet webpage, regardless of the possibility that Leads2Closings or a Leads2Closings approved agent has been told orally or in written of the likelihood of such harm. Since a few purviews don’t permit constraints on inferred guarantees, or impediments of obligation for weighty or coincidental harms, these confinements may not make a difference to you.

5. Amendments & Errata

The materials showing up on Leads2Closings’s site could incorporate typographical, or photographic mistakes. Leads2Closings does not warrant that any of the materials on its site are exact, finished, or current. Leads2Closings may roll out improvements to the materials contained on its site whenever without notification. Leads2Closings does not, then again, make any dedication to updating the materials.

6. Links

Leads2Closings has not checked on the majority of the websites or links connected to its website and is not in charge of the substance of any such connected webpage. Incorporating any connection does not infer support by Leads2Closings of the site. Utilization of any such connected site is at the user’s own risk.

7. Site Terms of Use Modifications

Leads2Closings may update these terms of utilization for its website whenever without notification. By utilizing this site you are consenting to be bound by the then current form of these Terms and Conditions of Use.

8. Governing Law

Any case identifying with Leads2Closings’s site should be administered by the laws of the country of The United States Leads2Closings State without respect to its contention of law provisions. Arbitrary hearings to be held in the State of New York Courts of Law General Terms and Conditions applicable to Use of a Web Site.

9. Privacy Policy

Your privacy is critical to us. Likewise, we have built up this Policy with the end goal you should see how we gather, utilize, impart, and reveal and make utilization of individual data. The following blueprints are our privacy policy.

Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.We will gather and utilize individual data singularly with the target of satisfying those reasons indicated by us and for other good purposes unless we get the assent of the individual concerned or as required by law.We will just hold individual data for the length of essential for the satisfaction of those reasons.We will gather individual data by legal and reasonable means and, where fitting, with the information or assent of the individual concerned.Personal information ought to be important to the reasons for which it is to be utilized, and, to the degree essential for those reasons, ought to be exact, finished, and updated.We will protect individual data by security shields against misfortune or burglary, and also unapproved access, divulgence, duplicating, use or alteration.We will promptly provide customers with access to our policies and procedures for the administration of individual data.

We are focused on leading our business as per these standards with a specific end goal to guarantee that the privacy of individual data is secure and maintained.

By submitting your contact information you also expressly consent to having us and our affiliates contact you about your inquiry by text message, email or phone to the residential or cellular (mobile) telephone number you have provided, even if that telephone number is on a corporate, state or national Do Not Call Registry. You expressly agree to this site's Security Statement and our Privacy Policies. These advertisements and materials are not provided nor approved by any government agency. We are not associated with and do not represent any Government (Federal, State or Local) or agency including the U.S. Department of Housing and Urban Development (HUD), the Federal Housing Administration (FHA) or Veterans Administration (VA) This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. This site is for informational purposes only and may contain opinions. Nothing contained within this site is intended to portray loan guidelines, loan rules or an offer of credit/home loan. Utilizing this website is an agreement to our Privacy Policy and Terms & Conditions. This site contains links to external sites, please use your best judgment when visiting these links. We do not offer any warranty or guarantee or third-party links or services. This site does not provide legal tax advice. Please consult with a licensed accountant for all tax information.

TCPA Communication Authorization

You authorize Leads2Closings, LLC and/or its affiliates, assigns, successors and/or agents (collectively “L2C”) to contact you regarding the advertising or telemarketing of our products and services. L2C may use text message notifications, calls using artificial or prerecorded voice messages, and automatic dialing technology for telemarketing and all other purposes not prohibited by applicable law for any electronic or physical addresses that you have provided in connection with this application. You certify that the telephone numbers that you have provided to us are your contact numbers. Your consent, if provided, will be effective even if the number you have provided is registered on any state or federal Do-Not-Call (DNC) list. This consent for telemarketing calls and texts shall remain in effect until you revoke it. You may revoke your consent at any time. Your consent to telemarketing calls and texts may be revoked by following any of the opt-out methods described below, or by any other method that ensures we receive the revocation.

You understand that consent is not a condition of purchase or required to obtain a loan through L2C and that L2C may contact you pursuant to this authorization even if you will incur costs as a result of such phone, text or other messages. To revoke your consent to receive marketing calls and/or texts:You may revoke your consent to receive marketing phone calls (calls other than to verify or service your account or collect any amounts you may owe), by calling us at (516) 201-5500 You may revoke your consent to receive marketing text messages by replying STOP, END, QUIT, UNSUBSCRIBE, OR CANCEL or by calling us at (516) 201-5500.

Terms of Service

Last Updated: June 4, 2024

Welcome to Leads2Closings ("we," "our," "us," or "the Company"). These Terms of Service ("Terms") govern your access to and use of our website, services, and applications (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.

1. Acceptance of Terms
By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

2. Changes to Terms
We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting the revised Terms on our website. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms.

3. Eligibility
You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

4. Account Registration
To access certain features of our Services, you may need to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information as necessary to keep it accurate, current, and complete. You are responsible for safeguarding your account password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

5. Use of Services
You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to use our Services:

In any way that violates any applicable federal, state, local, or international law or regulation.

For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way.

To send, knowingly receive, upload, download, use, or re-use any material that does not comply with our content standards.

To transmit, or procure the sending of, any advertising or promotional material without our prior written consent.

To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity.

6. User-Generated Content
You retain all rights to any content you submit, post, or display on or through our Services. By submitting, posting, or displaying content, you grant us a non-exclusive, worldwide, royalty-free license to use, copy, modify, distribute, publicly display, and perform such content in connection with our Services. We reserve the right to remove any content that violates these Terms or our policies.

7. Intellectual Property
All content and materials available on our website, including but not limited to text, graphics, website name, code, images, and logos are the intellectual property of Leads2Closings and are protected by applicable copyright, trademark, and other intellectual property laws. You are granted a limited license to access and use our Services for personal, non-commercial use only.

8. Privacy
Your use of our Services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.

9. Third-Party Links and Services
Our Services may contain links to third-party websites or services that are not owned or controlled by Leads2Closings. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Leads2Closings is not responsible or liable for any damage or loss caused by or in connection with the use of any third-party websites or services.

10. Termination
We may terminate or suspend your account and bar access to our Services immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of these Terms. Upon termination, your right to use the Services will cease immediately.

11. Disclaimers and Limitation of Liability
Our Services are provided "as is" and "as available" without any warranties of any kind, either express or implied. Leads2Closings does not warrant that the Services will be uninterrupted or error-free. In no event shall Leads2Closings, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use the Services; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein; (iii) any interruption or cessation of transmission to or from the Services; (iv) any bugs, viruses, trojan horses, or the like that may be transmitted to or through our Services by any third party; (v) any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Services; and/or (vi) the defamatory, offensive, or illegal conduct of any third party. In no event shall Leads2Closings’ liability exceed the amount paid by you, if any, for accessing the Services during the twelve (12) month period preceding the date of the claim.

12. Indemnification
You agree to defend, indemnify, and hold harmless Leads2Closings, its affiliates, and their respective directors, officers, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from (i) your use of and access to the Services; (ii) your violation of any term of these Terms; (iii) your violation of any third-party right, including without limitation any copyright, property, or privacy right; or (iv) any claim that your content caused damage to a third party.

13. Governing Law
Any case identifying with Leads2Closings’s site should be administered by the laws of the country of The United States Leads2Closings State without respect to its contention of law provisions. Arbitrary hearings to be held in the State of New York Courts of Law General Terms and Conditions applicable to Use of a Web Site.

14. Miscellaneous
These Terms constitute the entire agreement between you and Leads2Closings regarding the use of the Services and supersede any prior agreements between you and Leads2Closings. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect. The failure of Leads2Closings to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.